Our terms

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Our terms and conditions

Please read the following carefully for better understanding and corperation using our platform.

  • Ajo online is sponsored and mentained by Alghurabaa center which is an islamic organisation in Ogun State. Our financial organisation is Loan Halal the account of which will be used on this platform.
  • Upon registration you implied and agreed to have read this page throughly and agreed to or terms.
  • We keep your money with the CBN (central bank of Nigeria) by using registered and recognised banks to them viz: monie point and momo.
  • A one time registeration fee of 500 Naira will ONLY be deducted from your savings during your first withdrawal WIHOUT THE MAINTENANCE FEE which is given as welcome gift.
  • Users are to add a sum of 20 Naira (monie point stadard trasanction fee) to their transfers. If not done, we or our system shall deduct this fee upon withdrawal. This is same as when you save your money in your regular bank directly.
  • Charges starts from the second withdrawal and a sum of 25 Naira is charged every month on savings as maintenance fee notification fee.
  • We review our operations time to time to perfect our services and send updates to users dashboard and or email accounts.
  • We are not a banking company, we also levit on a certain banking companys therefore you cannot withdraw money directly on our app. Rather you make a withrawal request which is quickly attended to based on your time specification.
  • WE ONLY PAY TO THE VERY ACCOUNT NUMBER GIVEN BY YOU AND SEND MAILS OR SMS TO THE ACCOUNTS OR NUMBERS PRESENTED BY YOU UPON REQUEST OF MONEY. THIS IS TO PREVENT ISSUES OF THEFT INCASE THERE IS AN AUTHORISED ACCESS TO YOUR DASHBOARD. YOU CAN ALWAYS UPDATE YOUR RECEIVING ACCOUNTS/NUMBERS IF NEED BE ON YOUR DASH BOARD.
  • Our HR personel may contact you through phone regarding issues related to your transactions or membership if need be.
  • We will never tolerate any scrupulous activities such as trying to steal information, making fake savings or request claims etc.
  • Incentives are given every 3 months with two conditions viz:
    Subscription
    Membership and transaction for at least 3 months. Inccentives are only sent to users' virtual wallet from where they can request to transfer them to their account with us to be withdrawn seperately or together with thier main money.
  • As part of our security mesures, you would not be able to take your money with a different bank from that which is known to us from you. You can always edit your data on your dashboard or contact our customer care agents on such.
  • If you need to opt out, ensure you have received all your money before doing. Incase of forgetfulness or miscalculation, you can always contact us to review your case.
  • Beware of scam! No Ajo online agent will ever ask you to send or reveal any sensitive information related to your transaction or bank account(s) therefore do not make any transaction or have any personal discussion with any of our staff. You can contact our HR personel through any of our official contact means.